About Payflex

At Pre-Owned Phones, we are committed to offering flexible and convenient payment options for our customers. That’s why we’ve partnered with Payflex, a leading "Buy Now, Pay Later" payment solution, to give you more freedom in how you manage your purchases.

What is Payflex?

Payflex is a payment platform that allows you to shop now and pay later, interest-free! With Payflex, you can split your purchase into four equal instalments, making it easier to manage your budget without any hidden fees or additional costs.

How Does Payflex Work?

  1. Shop as Usual: Browse our selection of pre-owned phones and add your items to the cart.
  2. Select Payflex at Checkout: When you’re ready to complete your purchase, choose Payflex as your payment method.
  3. Pay Over Time: You’ll pay the first instalment at checkout, and the remaining three instalments will be automatically deducted from your account every two weeks—completely interest-free!

Example: If your order total is R4000, you’ll pay four instalments of R1000, with no additional fees, provided you pay on time.

Why Choose Payflex?

  • Interest-Free Payments: No interest or fees, as long as you pay on time.
  • Flexible Budgeting: Spread the cost of your purchase over 6 weeks, making it easier to manage your finances.
  • Quick and Easy: The Payflex application process is fast, and you’ll get an instant approval decision at checkout.
  • No Credit Impact: Using Payflex does not affect your credit score.

Who Can Use Payflex?

To use Payflex, you must:

  • Be 18 years or older
  • Have a valid South African ID
  • Own a valid debit or credit card Payflex is available to South African residents only.

How to Get Started with Payflex?

  1. Add your chosen phone(s) to the cart.
  2. At checkout, select Payflex as your payment method.
  3. Follow the instructions to create your Payflex account (or log in if you already have one).
  4. Pay your first instalment and enjoy your phone while you pay off the remaining balance over time.

Is Payflex Safe?

Yes! Payflex uses advanced encryption technology to secure your personal and financial information. Your data is safe, and you can shop with confidence.

Frequently Asked Questions About Payflex

  • Is there any interest or extra fee?
    No, Payflex is completely interest-free and has no hidden fees, provided you make your payments on time.
  • What happens if I miss a payment?
    If you miss an instalment, Payflex will charge a small penalty fee. Make sure to keep enough funds in your account to avoid any additional charges.
  • Can I pay off my instalments early?
    Yes! You can settle your outstanding balance at any time with no penalties.
  • What happens if I return a product?
    If you return an item, we will process the refund, and Payflex will adjust your payment plan accordingly.

 

Payflex Customer Support:

T: 010 444 0004 
E:  support@payflex.co.za
W: www.payflex.co.za